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Quiz: Are You Psychologically Ready for Retirement?

Answer these five questions to learn if the time is right


(This article is adapted from Happy Retirement: The Psychology of Reinvention by Kenneth S. Shultz.Text reproduced by permission of DK, a division of Penguin Random House from Happy Retirement by DK. ©2015 by DK. All rights reserved.)

Dr. Elizabeth Mokyr Horner in California found that, no matter what age we retire, we all tend to go through the same psychological stages of adjustment: an initial spike in well-being, followed by a rapid fall in happiness levels a few years later, and then a stabilizing of happiness levels in the long run. So go with what feels right for you and retire on your own time.

Try this quiz to find out if you’re ready to retire, or if staying on might make you happier.

By Kenneth S. Shultz
Kenneth S. Shultz is a professor of psychology at California State University, San Bernardino and the interim director for the Center on Aging there. He is the author of Happy Retirement: The Psychology of Reinvention.

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