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After COVID-19: What Housing for America's Oldest Could Be Like

Experts and college students studying aging offer their predictions

By Bart Astor

(This is Part 1 of a two-part series about life for the oldest Americans after COVID-19. Part 2 will be about forecasts for older Americans' health care and for geriatric medicine.)

older person leaning out of window
Credit: Adobe

After seeing the heart wrenching images of nursing home residents desperately trying to connect with their families perched outside their windows during COVID-19 and learning about the many deaths in those facilities, it’s quite likely that there will be a sea change in how and where the oldest Americans will live out their lives once the pandemic subsides.

According to the Centers for Disease Control, people over 65 account for a 80% of all COVID-19 deaths and close to half of those were residents in nursing homes or other long-term care institutions.

But if fewer of America’s oldest people will live in nursing homes or assisted living facilities post-pandemic, where and how will they live?

What Students Studying Aging Forecast

For answers, Steve Gurney, publisher of the Positive Aging Sourcebook, asked the students in his School of Aging Studies class at the University of Maryland Baltimore County what they thought.

“I think that this current situation will definitely bring a big change in how families view their elders living with them."

The comments of these 18-to-25-year-olds were enlightening. As members of Generation Y and Z, they’ll be among the activists who’ll probably lead the charge to a changed America for their parents and grandparents.

A sampling of what the students said:

“We've now seen the detrimental effects of having our older loved ones far away from us, either living alone or in assisted living communities.”

“I do believe more families will think about adapting their houses and lifestyle to accommodate older people living with them because living in those nursing facilities is risky.”

“I think that this current situation will definitely bring a big change in how families view their elders living with them. Even as I grow older, and knowing that it may be thirty-plus years until my parents might need end-of-life care, this situation makes me more and more wary of the idea of having them live in a seniors' facility or even receiving care from someone who's not in my family.”

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But there was also this reality check:

“Though there might be a temporary emphasis on seniors aging in place or sharing homes, I think that overall people will still have to consider the cost of their loved ones aging in place… after COVID-19, a good majority of the people will have to recover financially on their own and may not have the time/attention to take care of their parents/grandparents.”

Views of An Influencer in Aging and Nursing Home Authority

Much of the students’ sentiment jives with the opinions of Next Avenue Influencer in Aging Dr. Bill Thomas, a gerontologist and leading international authority on geriatric medicine and elder care.

But Thomas is quick to point out that the older population — those he characterizes as “in their last one-third of life” — is a highly diverse group. As a result, he says, post-COVID changes where they’ll live are not straightforward.

“For those who are poorer, more frail or ill, existing trends will accelerate,” Thomas predicts.

He believes there will still be a need for nursing homes and assisted living homes, and that many of the poor, frail and ill population will continue to rely on these institutions. But, Thomas adds, he also expects to see more emphasis on stopping the spread of infection there.


That will likely lead to more private rooms and spaces within the facility, with additional tech available to help lower the cost of these places by reducing the need for extra staff.

Those with more income will have more housing options that provide greater independence in less risky environments, Thomas predicts.

“With Medicaid, we ‘medicalized’ old age,” he says. By that he means, the financing of long-term care has been tied to skilled nursing care, which is not necessarily what people need as they age.

“The fact is,” Thomas says, “older people need more assistance with the ‘activities of daily living,’ which are not currently covered by any public insurance or health care program.”

He believes that post-COVID-19, public policy will provide more incentives to alternatives such as aging in place, living with family, shared housing and community-based services — through more comprehensive insurance coverage and tax incentives.

Thomas is also optimistic that senior living options will become more accessible to more people. He expects a future with smaller and clustered housing — pocket neighborhoods, as some call it — providing a greater sense of community for the oldest Americans.

A 'Breakout Moment'

Catherine McCallum, a clinical social worker and aging care management consultant with Coral Life Strategies in Bethesda, Md., feels certain that the pandemic is a breakout moment for long-term care facilities.

“Yes,” she says, “the crisis uncovered the risk of infection. But to me, the tragedy is in the isolation many residents feel.”

Caregiving at home may address some of that isolation in the future, she says. But McCallum is concerned that too many people are not equipped to handle the responsibilities.

Those who aren’t, she believes, will live in nursing homes and assisted-living facilities staffed by professionals delivering the help they need.

“The places that did well [during COVID-19] are those that not only kept a close eye on the health of the resident, but built relationships among the residents, caregiving staff, and families,” McCallum says.

Like Thomas, she hopes and expects we’ll see long-term care facilities with a greater emphasis on clustering residents, creating neighborhoods to address the problem of isolation.

“We’re better angels when we help each other in our neighborhoods,” says McCallum.

Photograph of Bart Astor
Bart Astor, an expert in life transitions and elder care, is the author of the book AARP Roadmap for the Rest of Your Life: Smart Choices About Money, Health, Work, Lifestyle and Pursuing Your Dreams and Baby Boomer’s Guide to Caring for Aging Parents. His website is and he can be reached at [email protected]. Read More
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