Best Ways to Navigate a Late-in-Life Divorce
What people who divorce after 50 wish they had known beforehand
Divorce is never easy, but couples over 50 who end their marriages face particular hurdles. Below, people who went through a late-in-life divorce share six things they would tell their younger selves, offering ways others can learn from their experiences:
“I wish I had known how the divorce would impact my oldest children even more than my youngest still at home.” Gail Konop, a 57-year-old yoga studio owner whose 2011 divorce ended a 25-year marriage, said her son who lived at home slowly got used to her new reality, which wasn’t as easy for her adult daughters. “He got to see us as individuals living in his life. He saw how there was less stress, and he got used to it. But my daughters are coming home periodically and they couldn’t keep up with the changes.” At one point, Konop says her daughter announced, “I don’t want to come home anymore — it’s so weird.” If you’re considering a divorce and kids are involved, don’t assume you are sparing your children by holding on, only to divorce once they’re out of the house.
“I wish I'd explored the job market before I separated; I think I would have worked harder to try to keep the marriage together if I'd realized just how bleak things are out here.” For older adults, especially women who have been out of the workforce, re-entering it can be more even more challenging than they expect. Look into getting advice from financial and career counselors to consider your options for long- and short-term planning post-divorce. Beth Hodges, a family law attorney at Horack Talley in Charlotte, N.C ., says the input of those experts can be helpful when negotiating the amount of alimony and property settlement. “Sometimes when we’re negotiating, I have a client who wants to get her degree to increase her earning capacity. We’ll find out what the cost would be to go back to school and get statistics on what type of income my client can expect to receive once she finishes,” which then gets figured into the settlement package, so the main breadwinner will pay for her education instead of alimony.
“I wish I had known how painful it would be." Kelly James, a ghostwriter who was 50 when she divorced after 19 years of marriage, was surprised by how long it took her to adjust to the loneliness of living alone. “Even if you don’t have the happiest of marriages, there’s something comforting about having someone in your home, your bed. I’m lonely sometimes and miss being part of a twosome," says James. "It’s also difficult to not have my kids with me all the time — their dad and I do a good job of co-parenting, but I miss them when they’re at his house.” In addition to suggesting the pursuit of new hobbies and volunteer opportunities, Hodges recommends therapists to her clients as a way of helping them adjust to their new life. “[Divorce] is a very traumatic, life-rattling experience, especially if you’ve been married for 25 to 35 years,” says Hodges. She reassures her clients that in time, they’ll not only recover, but emerge stronger. “[Divorce] can be transformative,” says Hodges. She tells her clients, “’You're going to survive and feel better about yourself and about your future.’ Almost to a person they’ll come back to me and say, ‘You were absolutely right.'”
“I didn’t think my friends would actually bail on me, but I was wrong.” Lynn Cohen, a Chicago-area divorce attorney who serves on the board of the women’s divorce support nonprofit The Lilac Tree, sees it all the time with her older female clients: “A lot of their friends cut them off — even their best friends. You might keep one or two close friends, but that whole crowd is not going to be there. They’ll help you while you’re going through [the divorce] but not after it’s done.” She advises her clients to get ahead of this social shift and be proactive about expanding their networks by joining groups that set up travel opportunities for single people, and by volunteering. “If you’re not active in your community and giving back, you’re kind of by yourself,” Cohen notes. She also cautions against relying too heavily on divorced friends. “Every divorce is a different set of facts and circumstances and must be viewed individually. They’ll say, ‘When I was divorced. I was able to get everything in the house.’ That’s unnerving and usually bad advice. I tell people that they’re going to have to make their own life,” says Cohen.
“I wish I had known how expensive it would be.” James was shocked that her uncontested, relatively conflict-free collaborative divorce still cost nearly $35,000. “In retrospect, a ‘traditional’ would have probably been a lot less expensive,” she says. Collaborative divorce eschews adversarial strategies and litigation. Cohen advises consulting a divorce attorney as soon as a client suspects she or he may need one to get a jump on figuring out how to pay for the divorce and life after. Alimony may be sparse if a couple already living on retirement savings splits, so would-be divorcees may need time for their exit strategy. Hodges has a simple tip when it comes to saving divorce attorney fees: stay off the phone. “Sometimes clients run up their bills because they’re constantly calling us and engaging us in half-hour consultations. We’re there to counsel and provide guidance to a client, but there is a cost,” says Hodges. The first thing you should do when hiring an attorney, she says, is “Ask questions about the attorney's billing practices, how the lawyer charges. If there are things you can do for the attorneys, like gathering financial information, you can save money by doing that yourself.”
“I wish I had known how liberating it would be — and how that can be a little scary.” Says Konop: "Being only responsible for myself (and my kids) has let me make decisions based on what I want. From little decisions like what to hang on the wall of my house to bigger ones like where to travel and what kinds of projects to do on the house, is all up to me. That feels good but can also be overwhelming. It was like I had a second adolescence. I had so much fun, I knew myself so much better. At first, it was really nerve-wracking and the dating world had changed. It was energizing (until it got exhausting.)”