You're better off growing old in Utah than in any other state, according to a new report that ranks the best states to grow old when it comes to financial costs, health care and quality of life.
Iowa, South Carolina, Washington and Nebraska also ranked near the top. The five worst states to grow old were Wyoming, North Dakota, New York, Indiana and West Virginia.
The study, published by Caring.com, an online resource for family caregivers, skips the usual "best places" focus on early retirement recreation and cultural activities. Instead, it takes a longer view of aging, examining state-by-state costs and quality of senior living communities, nursing homes and in-home care.
The report aims to prompt people who are planning to retire or thinking about old age to look beyond immediate retirement, says Tim Sullivan, vice president of Caring.com.
"We want them to think about the long term and how their needs may change as they age into their 70s or 80s," says Sullivan. "It's important to evaluate whether they're going to be able to meet those needs as they age."
Caring.com used its own consumer reviews of care facilities and in-home care providers in addition to data from Genworth's 2016 Cost of Care Survey, which compares long-term care costs across the U.S.
The report also gleaned information from the Long-Term Services and Supports State Scorecard, which ranks state long-term services and support for older adults, people with disabilities and family caregivers; the Gallup-Healthways Well-Being Index and the U.S. Census 2015 American Community Survey.
The study covers 13 categories, including assisted living, nursing homes, home health aides (working 44 hours per week) and well-being and support for family caregivers. See the slideshow to learn more about each of the Top 10 states to grow old.
It serves as a reminder not only to people planning for retirement but also anyone who has an aging loved one, according to Sullivan. "If the quality and cost of assisted living communities and in-home care services of your region aren't on your radar or aren't part of your planning for retirement, they really should be," he says.
If your state is at the bottom, though, don't panic.
"That just means you can't take it for granted that everything is going to work out," says Sullivan. "The same thing can be said for the states at the top."
Click or swipe the slideshow above to see the top 10 states.