Jeff Brown has nearly 20 years experience as a personal finance columnist for publications including The New York Times, The Nightly Business Report on PBS, The Philadelphia Inquirer and MSNBC.com. For the past 11 years, he has been a frequent contributor to [email protected], the business journal of the University of Pennsylvania's Wharton School. With a son soon to start college and a mother in retirement, Jeff lives the sandwich generation experience daily. He and his son and wife live in Yardley, Penn. Follow Jeff on Twitter: @JefBrownFinance.