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Lazetta Rainey Braxton

Lazetta Rainey Braxton, CFP, is the founder and Managing Principal of The Real Wealth Coterie, a virtual financial planning and wealth management firm, and the founder and CEO of Lazetta & Associates, a consulting and coaching firm in New York. She shows clients how to align their net worth and budgets with their vision and values and achieve sustainable wealth. Crain's New York Business named her a Notable Black Leader and Executive. Investopedia said she was one of the Top 10 of its 100 Top Financial Advisors for three consecutive years. In all endeavors, her goal is to create wealth for the common good.

Members of the American Federation of Government Employees union protest against firings during a rally to defend federal workers in Washington, DC, on February 11, 2025. Next Avenue, federal employees,

How to Cope With Job Uncertainty Now

Tips for civil servants on preparing for job changes and making financial decisions
February 26, 2025
Headshot of a man who is working outside. Next Avenue, hobby into business

How My Retired Dad Turned a Hobby into a Business

He is good at what he does — and loves it too good to stop just because he turned a certain age
February 6, 2024
A young girl smiling outside. Next Avenue

Teach Your Children Well

For my daughter’s 18th birthday, we gave her the knowledge and tools to secure her financial future
August 2, 2023
Headshot of a woman. Next Avenue, turning 50, reflecting at 50

A Financial Planner Reflects at 50

How well have she and her husband done to prepare for retirement — and where is there room for improvement?
April 24, 2023
Two women speaking at an event. Next Avenue, small business, entrepreneurs

How to Treat You and Your Business Right

3 time-tested strategies for Black female business owners
March 7, 2023
A woman looking over her credit card statement. Next Avenue, money saving tips

5 Quick Financial Wins in the New Year

Bid good riddance to these common money traps and boost your bank accounts
January 16, 2023
A couple at home talking about their finances. Next Avenue, money talk with partner, spouse

Enjoying Fall with Your Sweetie? Cozy Up and Have a Money Talk

Spend time together to consider these 3 important money questions
October 27, 2022
A family having a discussion about whether or not to lend money. Next Avenue, lending money to family, friends

Should You Lend Money to Family or Friends?

Ask yourself — and your prospective borrower — these questions when considering whether to bail out someone close to you
September 6, 2022
An older couple checking in with a financial advisor. Next Avenue

Stay the Course or Pivot? A Mid-Year Financial Check-In

Inflation and rising interest rates are changing the economic outlook, and it is important to make sure you are prepared
July 1, 2022
A middle aged woman working from home and laying on the bed. Next Avenue, gen x retirement

Should Gen Xers Keep or Toss the Term Retire?

Reframing that stage of life may make it less intimidating, and more accurate
May 13, 2022
A Gen X woman shopping for groceries at the super market. Next Avenue, inflation, personal finances

Getting a Handle on Inflation Affects How Far Your Money Takes You

For Gen Xers, inflation can impact their retirement strategy
April 15, 2022
An old close-up photo of Whitney Houston when she preformed the national anthem at the Superbowl in 1991. Next Avenue, dying without a will

Preventing the Horrors of Dying Without a Will

Having important conversations and making plans is a gift to your family
March 21, 2022
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