- By Centers for Medicare & Medicaid ServicesJanuary 17, 2012
- By Centers for Medicare & Medicaid Services
There are two main choices for how you get your Medicare coverage. Use these steps to help you decide:
First, decide if you want original medicare or a medicare advantage plan.
|Original Medicare||Medicare advantage plan (like an HMO or PPO)|
|Part A (hospital insurance) and Part B (medical insurance)||Part C (includes both Part A and Part B)|
|Decide if you want prescription drug coverage (Part D)||Decide if you want prescription drug coverage (Part D)|
|Decide if you want supplemental coverage||Continue below|
||Note: If you join a Medicare Advantage Plan, you can't use Medicare Supplement Insurance (Medigap) to pay for out-of-pocket costs you have in a Medicare Advantage Plan. If you already have a Medicare Advantage Plan, you can't be sold a Medigap policy.|
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