- By Centers for Medicare & Medicaid ServicesJanuary 17, 2012
- By Centers for Medicare & Medicaid Services
There are two main choices for how you get your Medicare coverage. Use these steps to help you decide:
First, decide if you want original medicare or a medicare advantage plan.
Original Medicare | Medicare advantage plan (like an HMO or PPO) |
Part A (hospital insurance) and Part B (medical insurance) | Part C (includes both Part A and Part B) |
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Decide if you want prescription drug coverage (Part D) | Decide if you want prescription drug coverage (Part D) |
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Decide if you want supplemental coverage | Continue below |
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Note: If you join a Medicare Advantage Plan, you can't use Medicare Supplement Insurance (Medigap) to pay for out-of-pocket costs you have in a Medicare Advantage Plan. If you already have a Medicare Advantage Plan, you can't be sold a Medigap policy. |
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