Mike Drak is a 38-eight-year veteran of the financial services industry and lives in Toronto. He is a bestselling author (“Victory Lap Retirement”), award-winning blogger, public speaker and retirement lifestyle designer. His latest book, “Retirement Heaven or Hell,” shows people how to design and transition to their own version of a Victory Lap. Drak works with his wife, an investment adviser, helping her clients design their own fulfilling retirement lifestyles.